How It Works
Updated March 2026
The Process
- You tell us the GPU model, quantity, and when you plan to sell.
- We quote a guaranteed minimum resale price and a premium.
- You pay the premium upfront. Coverage begins.
- When you decide to sell, at any point during the policy term, you sell on the open market during a 90-day sale window. The guaranteed floor for that policy year applies.
- If the sale price falls below the guaranteed minimum for that year, we pay the difference. If it clears above, you keep the upside.
What You Need to Know
- Backed by reinsurance
- Coverage is underwritten by top-rated reinsurers. This is the same structure used for aircraft, vehicles, and heavy equipment.
- You sell the hardware
- We do not take possession. You trigger disposal at any point during the policy, then sell during a 90-day window. Only good-faith attempts to sell are honored for payout. We can introduce resellers.
- Warranty required
- Equipment must carry OEM or manufacturer warranty that aligns with the policy term. We do not cover out-of-warranty hardware.
- What we cover
- NVIDIA datacenter GPUs: B300, B200, H200, H100. Our sweet spot is a 3-year term with a target resale value around 20%-30$ of list price. Premium is approximately 1% of list price, paid upfront. Please reach out for a detailed quote.
What to Expect After You Reach Out
- Send us the GPU model, server configuration, quantity, and your planned timeline. A purchase order or Bill of Materials speeds things up.
- We respond within 1 business day with follow-up questions or a preliminary quote. The quote includes a guaranteed floor for each year of the policy and the premium.
- We verify the equipment carries OEM or manufacturer warranty that aligns with the policy term.
- Once terms are agreed, you pay the premium upfront. Coverage begins immediately. If a lender needs to be named as loss payee or additional insured, that is handled during binding.
Policies can be bound within days of first contact. Complex configurations or multi-site deployments may take longer.
Disposal Is on Your Schedule
You choose when to sell. The guaranteed floor varies by policy year: earlier disposal typically carries a higher floor, later disposal a lower one. Each year's floor is specified in the policy at inception.
When you trigger disposal, a 90-day sale window opens. You sell the hardware on the open market, through brokers, ITADs, or direct to buyers. We can introduce resellers to help you sell.
If the sale price falls below the guaranteed floor for that year, we pay the gap. If it clears above, you keep the full upside.
This flexibility matters for tech refresh cycles. If NVIDIA launches a new architecture and you want to upgrade early, the policy still protects you. You are not locked into holding hardware until the end of the term.
Questions
- How long does it take to get a quote?
- We respond within 1 business day after receiving the GPU model, quantity, and planned sale timeline.
- What documentation is needed?
- The GPU model, server configuration, quantity, OEM warranty status, and planned sale date. A purchase invoice or asset list is helpful.
- Can the policy be assigned to a lender?
- Yes. The policy can name a lender as loss payee or additional insured, so the lender benefits directly from the guaranteed floor.
- Is the premium refundable?
- The premium is paid upfront and non-refundable. Coverage is active for the full policy term.
Related
- GPU Residual Value Insurance — comprehensive guide to the product and industry precedent
- GPU Insurance for AI Clusters — how cluster operators use residual value insurance
- GPU Insurance for Lenders & Investors — how insurance protects GPU-backed collateral