Stearns Bank Equipment Finance

Bank equipment finance group based in St. Cloud, Minnesota.

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Stearns Bank Equipment Finance is the equipment lending business of Stearns Bank, based in St. Cloud, Minnesota. It finances equipment through conditional sales contracts and similar agreements, with custom payment schedules such as delayed, seasonal, step and semi-annual payments. It serves agriculture, construction, franchise, manufacturing, medical, transportation and renewable energy customers and works with dealers, vendors and brokers.

Profile

TypeBank
HeadquartersSt. Cloud, Minnesota
Websitewww.stearnsbank.com/loans/equipment-finance
ParentStearns Bank
CoverageNational
ProductsEquipment loans, Finance ($1 buyout) leases, Vendor finance programs
SectorsAgriculture, Construction, Manufacturing and industrial, Healthcare and medical, Transportation and fleet, Renewables and storage, Franchise and restaurants
AssociationsNational Equipment Finance Association
Bank lease book$13.9M at Stearns Bank National Association, #183 of 667 U.S. banks (Q2 2026 Call Report)

Sources: Stearns Bank Equipment Finance.

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First Commonwealth BankIndiana, PennsylvaniaBankSmall business, Transportation and fleet-

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